Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 107,667 7,667 7.67
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 7,667 Short Term Not Applicable 2,300 5,367

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 10.57 9.11 8.38 7.19 7.2 7.05
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 10.37 8.58 8.59 5.99 7.16 6.63
JM Dynamic Debt Reg Gr 25-06-2003 0.97 9.54 7.93 7.44 5.88 6.77 6.7
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 9.44 8.35 8.97 7.39 6.54 7.67
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 9.44 8.34 8.97 7.39 6.54 7.44
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 9.28 8.3 8.51 6.88 8.31 8.43
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 9.25 8.06 8.19 5.99 7.59 7.97
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 8.82 7.88 7.3 8.48 6.98 7.82
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 8.74 8.48 8.27 6.34 - 7.03
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.77 8.61 8.03 7.36 5.38 7.1 5.93
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 8.2 7.63 6.94 - - 5.99
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 8.12 8.23 7.9 6.03 7.89 8.02
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 8.1 7.08 6.95 4.68 - 5.95
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 8.08 7.71 7.89 5.79 7.71 6.13
PGIM India Dynamic Bond Gr 12-01-2012 1.64 7.99 7.73 7.09 5.4 7.11 7.45
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 7.92 7.46 7.15 4.91 - 5.33
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 7.82 7.35 7.72 5.3 6.62 7.59
Union Dynamic Bond Gr 13-02-2012 1.55 7.72 7.32 7.06 4.87 6.17 6.51
HDFC Dynamic Debt Gr 28-04-1997 1.52 7.67 7.58 7.36 6.42 6.49 8.08
DSP Strategic Bond Reg Gr 16-05-2007 1.19 7.26 7.91 7.69 5.68 7.27 6.9
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 6.91 6.22 6.12 5.09 - 5.92
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 6.35 6.52 6.52 4.56 6.37 6.9
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 5.26 7.12 7.01 4.97 7.21 7.59